Your Tax Strategy
Is Only Half the
Equation.
Prime Path reduces what you owe. RC Lending helps you own the asset that reduces it even further, and generates cash flow every month. This is how high earners compound their financial position.
/ yr Estimated Tax Savings
/ mo cash flow
tax shield
/ yr in equity
Let’s Complete the Equation
You’ve already taken the first step with Prime Path. Now add the asset side of your strategy. Answer a few quick questions, free, no credit pull, no commitment.
As recommended by Prime Path Advisory, Official Strategic Partner
Two Moves. One Compounding Financial Position.
The highest-earning professionals aren’t just reducing their tax bill — they’re using those savings to buy assets that reduce it further. Prime Path and RC Lending make that strategy accessible and actionable.
Optimize What You Owe
Attorney & CPA-led tax strategies built for W-2 earners making $700K+. Average client saves $150K–$350K per year, legally, proactively, and with full audit protection.
Own the Asset That Pays You Back
Investor loan programs, including options that qualify on the property’s income, not your tax returns. Close in 14–30 days. Real estate depreciation then further reduces your taxable income, compounding what Prime Path already built.
Income. Assets. Tax Efficiency.
Cash-flowing properties that generate monthly income, build equity, and reduce your tax liability, all while your Prime Path strategy runs in the background.
From Application to Cash Flow in 4 Steps
A streamlined path built specifically for high-income professionals who move quickly.
Apply in 60 Seconds
Fill out the short form below. No credit pull, no commitment. We identify the right investor loan program for your situation immediately.
Get Pre-Approved
RC Lending reviews your profile and issues a pre-approval letter so you can move on deals with the credibility and speed of a serious buyer.
Find Your Property
With financing locked, identify markets and properties with strong cash-flow potential. Our team can help you evaluate deal structure and terms.
Close & Stack Returns
Close in 14–30 days. Start collecting rent and unlocking the depreciation benefits that work alongside your Prime Path strategy.
High Earners Who Added the Asset Side
Investors who paired a smart financial strategy with an RC Lending loan program, and never looked back.
“I’m a senior engineer at a Fortune 500. My accountant kept telling me to ‘invest in real estate’ but never told me how. RC Lending made it concrete, DSCR loan, closed in 19 days, property covers itself. Should have done this three years ago.”
“As a physician with complex income, traditional lenders made it painful. Ricardo found a DSCR program that qualified on the property’s rent, not my tax return. Closed in 22 days. Cash-flowing $2,100/month from day one.”
“My financial advisor talked about real estate depreciation for years. RC Lending was the first team that actually walked me through the financing. Now I have two DSCR properties and a significantly lower tax bill.”
“I’ve been a tech executive for 15 years and always felt behind on the real estate side. Ashley walked me through every step. 10% down, DSCR qualifying, closed in 17 days. I’m already looking at deal number two.”
“Ricardo personally oversees everything. The speed and communication were unlike any mortgage experience I’d had. Closed in 21 days. The depreciation from this property alone offset a significant portion of my W-2 income.”
“Self-employed with multiple entities, most lenders see that and run. RC Lending used DSCR and qualified on what the property would earn. Closed in 14 days. The whole experience was seamless from first call to keys.”
“Mackenzie handled my second property with the same attention as the first. That’s rare. Two closings in under six months, both in different states, both on DSCR. RC Lending is the only lender I trust for my portfolio growth.”
“Ashley locked in our rate on a Thursday. We closed the following month. 10% down, DSCR qualified, $1,800/month cash flow from day one. For anyone earning well and paying too much in taxes, this is the missing piece.”
Why Prime Path Advisory Chose RC Lending
Prime Path Advisory
My clients work hard to optimize their tax position with us. The next logical move is putting that freed-up capital to work in real estate. RC Lending closes fast, has unique programs, including ones that can qualify on just the property’s income rather than tax returns, and treats every client with the same standard of care we hold ourselves to at Prime Path. It’s the only team I’d attach my name to for this.
You’re in Good Hands
When you submit your info, Ricardo personally ensures you get the right advisor and loan program for your goals.
Built for Investors Who Move Fast
Investor-specialized mortgage programs, dedicated advisors, and a process engineered for speed, from a single licensed team.
3,000+ Loan Programs - No W-2s or Income Required
RC Lending has access to over 3,000 loan programs, including options that qualify on the property’s income rather than tax returns. Complex income picture? We have a solution for that.
130+ Lending Partners
From big banks like Citi Bank, US Bank, and Truist, to small local banks that only operate in individual states, RC Lending will go the extra mile to make sure you get the best terms.
Servicing All 50 States + Puerto Rico
The best deals are wherever the numbers work. RC Lending is already there, ready to close in any market you target.
Close in 14–30 Days
Built for investors who don’t wait. Less paperwork, faster underwriting, and a dedicated loan officer who moves at your pace.
Low Down Payment Options
Programs starting at 10–15% down for investment properties. Preserve your capital, close more deals, and scale your portfolio faster.
$600M+ Funded
Over $600 million in closed investor loans. That track record means faster approvals, better program access, and a team that has seen every scenario.
End-to-End Support
From first question to closing day, your RC Lending advisor is with you. No ghosting, no handoffs, no surprises at the table.
Reduce Taxes.
Own Assets. Build Wealth.
Prime Path handles the strategy side. RC Lending handles the asset side. Together, it’s the most complete financial move a high-income professional can make right now.
No cost. No credit pull. No commitment. Just your next move.
RC Lending is a Team of Cornerstone First Mortgage
Lender
Company NMLS ID: #173855 | Individual NMLS ID: #1820777
© 2026 Cornerstone First Mortgage, LLC supports Equal Housing Opportunity. NMLS ID# 173855. This is informational only and is not an offer of credit or commitment to lend. Interest rates, products, and loan terms are subject to change without notice. Loans are subject to buyer, builder, and property qualification. Cornerstone First Mortgage, LLC is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. Tax information provided is for general educational purposes only and does not constitute tax or legal advice. Consult a qualified tax professional regarding your specific situation. (www.nmlsconsumeraccess.org)